Insurance Coverage For Common Car Body Repairs

It is likely that in your life as a driver, you will have to repair some of your car’s parts. Whether this happens due to an accident, or to old-age, you should know if you are insured or not. Check the insurance coverage options for common car body repairs. Also, check our website if you want to get a car insurance quote, for free.

  1. A dented bumper. There are many reasons why a bumper may get damaged, but usually this happens due to a frontal collision. Whether you collided with a structure or with another car, the damage your car sustained will be covered by collision policy. Of course, first you will have to pay the deductible. And if you are involved in an at-fault incident, your liability coverage, which is required by law, would pay for that repair.
  2. Paintjob damage. Having paint scratches is not only visually unpleasant, but also costly. Depending on the extent of the damage and the used paint and car model, the repair costs can vary anything between $100 to several thousands of dollars. This happens usually due to vandalism. Auto insurance claims for damage due to vandalism can be filed if you have comprehensive coverage, subject to your deductible.
  3. Damaged windshields. Windshield repair/replacement costs depend on the car’s make and model as well as the size of the crack. This damage is usually covered by comprehensive coverage, usually as an extra service.
  4. Read end damage. The repair cost can range from a few hundred dollars for a simple bumper repair to more than $10,000 for major frame damage. Plus, any injury cost. If the damaged was not caused by you, then the other party’s liability coverage should pay.  It will also pay for all medical bills.

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