Child Passenger Safety And Car Insurance

When travelling with our most precious babies, we must ensure that they are safe.  For that we usually buy all sorts of seats and harnesses. But statistics released by official data are worrying. We will immediately tell you why. And if you are worried, make sure that insurance companies are also worried. They will pay more attention to clients that have infants and who travel with them. This alone may be a reason to see your premiums raised upon any upcoming renewal. During 17-23rd September, NHTSA and Ad Council promote a Child Passenger Safety Week. Make sure to be properly informed.  Also, if you want to know more about how this relates to car insurance and get quotes from the best car insurance company, read the following article.

Child-Passenger-SafetyThe grim statistics, released by NHTSA, shows that in 59% of cases in which car seats are used, they’re being used incorrectly. This is huge, especially since Minnesota Safety Council, a proper car seat installation can reduce the risk of death in an accident by as much as 70 percent. So, yes, a proper seat installation for your baby is life-saving in an accident.

More data released by NHTSA show that:

  • Every 33 seconds in 2013, a child under 13 was involved in an automobile accident.
  • 35% of children under 13 not buckled up–whether in a car seat, booster seat, or seat belt–were killed in car crashes in 2015.
  • 248 children under the age of 5 were saved by car seats in 2015.

The second statistic data is extremely worrying. And it will worry your car insurance provider as well.  In order to make parents more aware of the dangers of incorrectly installing the seat and harness straps, NHTSA will provide info and car seat inspection services, provided by certified technicians. And you will get the inspection for free.

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